Trucks moving from state to state are required under the law to have a certain amount of minimum insurance coverage. In addition to federal law, there are other state laws that require trucks to have insurance. The insurance requirements are meant to protect victims of truck accidents from companies and drivers that cannot afford to pay any compensation from their own pocket.

The United States Code of Federal Regulations has outlined a number of requirements for truck insurance. These requirements are under Title 49, Section 387 and provide the requirement for trucks weighing more than 10,000 lbs.

Trucks that are only carrying non-hazardous general good are required to have a minimum of $750,000 insurance coverage. The sum covers for damages that can occur on property or injuries to people. In the UK, the amount varies depending on various conditions. Fleet owners can get fast truck insurance after their trucks have passed a number of checks.

Continuing with the law, a commercial truck carrying HAZMAT goods (excluding any type of explosives) should have a minimum of $1 million insurance for damage to property and bodily injury. On the other hand, a truck carrying HAZMAT goods and/or explosives should have a minimum …